lending Options

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• Flexible line of credit (not a traditional lump-sum student loan) that can be used at any flight school, for any certificate or rating
• No down payment required; maximum loan amount is $20,000
• Rates start at 11.74% and go up to 13.74% APR, with a minimum credit score of 660
• AOPA membership is required to apply (a discount is available when you mention you're applying for a Flexible Aviation Loan while signing up)
• Website: finance.aopa.org/flight-training-finance

 Flight Training Finance LLC is a specialized aviation lender providing flexible, transparent financing solutions to make flight school accessible for aspiring pilots. 

• Comprehensive training coverage: Finances certifications ranging from Private Pilot up to advanced Commercial and Certified Flight Instructor (CFI) ratings.
• Flexible student agreements: Structures funding via custom Prepaid Flight Training Agreements featuring a 30-day initial payment grace period.
• Early payoff incentives: Imposes zero prepayment penalties and provides partial interest refunds for early full liquidations. 
• Flight school integration: Partners directly with local aviation academies to streamline student lesson funding. 
• Digital account tools: Delivers rapid online applications alongside automated ACH and credit card payment portals.